The protocol, which includes flexible repayment options for member companies of TÜROFED, covers new investments, renovations, modernization, upgrades, and environmentally conscious investments such as energy efficiency. It also outlines the general principles for business loans, non-cash loans, and the provision of other banking products and services, with funding sourced from the bank's own resources or external sources. This protocol was valid until November 29, 2013. Member companies of TÜROFED can apply for cash and non-cash loans, which will be evaluated by the bank. Applications will be considered if the company's financial structure is sound and no negative findings are revealed during the due diligence process.